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Credit, and Banking, vol. 33, No. 1. pp. 121-139
6. Aly, Hassan Y., Richard Grabowski, Carl Pasurka, and Nanda Rangan. (1990), "Technical, Scale, and Allocative Efficiencies in U. S. Banking: An Empirical Investigation", The Review of Economics and Statistics, 72, pp.211-218.
7. Banker, R. D., A. C
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. Lawrence, Colin and R. Shay (1986), "Technology and Financial Intermediation in a Multiproduct Banking Firm: An Econometric Study of U.S. Banks 1979∼1982," in C. Lawrence and R. Shay (ed.), Technological Innovation, Regulation, and the Monetary Economy, Boston, MA: Ballinger, pp. 53-92.
34. Mester
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CYBERCRIME
Development of Internet
━━━━━━━━━─────────
❖ We can do anything with internet
➢ On-line shopping, Internet banking, e-books, internet news, etc.
❖ Side effects!
➢ Thieves can steal money from internet
• 10 mil
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up, Benton E., Bank Mergers : Current Issues and Perspectives, edited by Benton E. Gup, Kluwer Academic Publishers, 1989.
Hawawini, Gabriel and Itzhak Swary, Mergers and Acquisitions in the U.S. Banking Industry, North-Holland, 1990.
Houston, Joel F., and Michael D. Ryngaert, "Equity Issuance and Ad
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Banking에서 벗어나 보험, 증권, 리스 등을 포함한 종합적인 금융서비스를 제공하는 Total Banking체제로의 획기적인 전환이 필요함을 강조하였다.
이승창(1993)은 은행사업환경의 변화에 따라 현재의 Order-taking Banking(주문접수 뱅킹)에서 Relational Bank
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tion of Currency, Augustus M. Kelly Publisher, New York.
E. C. K. Gonner(1896), "Municipal Bank in Liverpool in 1793-5," The Economic Journal, VI, pp.484-487.
T. E. Gregory(1929), Select Statutes Documents and Reports Relating to British Banking, 1843-1925, Vol.II 1847-1928, Oxford University Press.
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Banking is essential, Banks are not” (빌 게이츠)
<중 략>
현상
1995년 5월 1일, 세계 최초로 Wells Fargo에서 서비스 제공 (web-statement access)
도입초기, 미국에서는 수표가 지급결제 수단으로 정착되었기 때문에 온라인 뱅킹에 회의적.
그러나,
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Banking and Internet Gaming, 2000
Financial Service Authority, UK, The Regulation of Electronic Money Issuers, Consultation Paper 117, December 2001
Gramlich, Edward M., "Remarks by Governor Edward M. Gramlich Before the Electronic Payment Symposium," Electronic Payment Symposium, University of Mich
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Banking," Journal of Banking and Finance, Vol. 17, 1993, pp. 389∼405.
Mitchell, K. and N. M. Onvural, "Economies of Scale and Scope at Large Commercial Banks: Evidence from the Fourier Flexible Functional form," Journal of Money, Credit, and Banking, Vol. 28, 1996, pp. 178∼199.
Murphy, N. B. and Y.
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Banking and Internet Gaming, 2000
Goodhart, C. A. E., "Can Central Banking Survive the IT Revolution?" A Paper Presented in the World Bank Conference On Electronic Money, July 2000
Gramlich, Edward M., "Remarks by Governor Edward M. Gramlich Before the Electronic Payment Symposium," Electronic Payme
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