은행합병이 중소기업대출에 미치는 영향

목차

Ⅰ. 머리말
Ⅱ. 銀行合倂이 中小企業貸出에 미치는 效果 및 要因
1. 大型化 및 關係貸出의 中斷
2. 組織의 複雜性
3. 所有構造 및 支配構造의 變化
4. 競爭環境의 變化
5. 技術의 變化
6. 綜合
Ⅲ. 外國의 實證分析 結果
Ⅳ. 맺음말
참고문헌

*한글97

본문내용

효과만을 고려한 결과로 생각된다. 은행합병이 중소기업대출에 미치는 영향을 정확히 분석하기 위해서는 靜態的 效果이외에 은행이 속한 금융시스템에 고유한 여러 가지 動態的 效果들도 고려해야 한다.
우리나라의 경우 외환위기 이후 은행합병이 크게 증가하였고 앞으로도 당분간 계속될 전망이어서, 앞으로 中小企業貸出이 주요 政策이슈로 떠오를 가능성이 크다. 본고에서는 基礎資料의 制約으로 외국의 연구결과들을 주로 소개하는데 그치고 있지만, 앞으로 대규모 은행합병 이후의 중소기업대출에 관한 정책을 입안하기 위해서는 우리나라의 기초자료를 바탕으로 한 정교한 實證分析이 필요하다 하겠다.
< 參 考 文 獻 >
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은행합병,   중소기업대출