선진국 전자화폐의 규제 현황과 미래(미국,유럽)

목차

Ⅰ. 서론

Ⅱ. 전자화폐의 최근 동향과 전망
1. 전자화폐의 정의
2. 전자화폐의 현황과 발전 방향
1) 현황
2) 발전방향
(1) 전자화폐의 활용도
(2) 미래 전자화폐의 모습

Ⅲ. 유럽의 전자화폐 규제
1. 규제방향
2. 전자화폐의 발행자 선정
3. 예치금의 성격
4. 전자화폐 발행기관에 대한 건전성 감독
5. 예금보험
6. 기술적 규제

Ⅳ. 미국의 전자화폐 규제
1. 규제방향
2. 전자화폐의 발행자 선정과 감독
3. 지불준비금
4. 예금보험
5. 기술적 규범

Ⅴ. 유럽과 미국 전자화폐 규제 차이의 발생 원인

Ⅵ 결론 및 시사점

본문내용

Other Electronic Payment Systems, August, 1996b
______, "FDIC Will Continue to Rely On General Counsel's Opinion Rather Than Issue Rules On Stored-Value Cards," FDIC Press Release 44-97, June 24, 1997c
Ferguson, Roger W. Jr, "Testimony of Governor Roger W. Ferguson, Jr. Implications of Development in Electronic commerce Before the Subcommittee on France and Hazardous Materials of the Committee on Commerce," U.S. House of Representatives, June 4, 1998
Financial Crimes Enforcement Network, US Department of the Treasury, A Survey of Electronic Cash, Electronic Banking and Internet Gaming, 2000
Goodhart, C. A. E., "Can Central Banking Survive the IT Revolution?" A Paper Presented in the World Bank Conference On Electronic Money, July 2000
Gramlich, Edward M., "Remarks by Governor Edward M. Gramlich Before the Electronic Payment Symposium," Electronic Payment Symposium, University of Michigan, Ann Arbor, Michigan, September 17, 1999
Greenspan, Alan, "Remarks on Retail Payment Systems," A Speech on National Clearing House Annual Meeting, April 10, 2000
Grigg, Ian, "The Effect of Internet Value Transfer Systems on Monetary Policy," Journal of Internet Banking and Commerce, April-June 1996a
________ ,, "Critique on the 1994 EU Report on Prepaid Cards," Journal of Internet Banking and Commerce, November-December, 1996b
Ludwig, Eugene, "Remark by Comptroller of the Currency before the Department of the Treasury Conference Toward Electronic Money and Banking: The Role of Government," September 20, 1996
Meister, Edgar, "Cybermoney, Prepaid Cards and Euro: Consequences for the Transport of Money and Valuables", Speech at the Annual Meeting of the Federal Association of Germany and Valuables Transport Companies in November 28, 1996, Frankfurt
Muller, John D., "Selected U.S. Legal Issues in Issuance of Electronic Money", 1997
Office of the Comptroller of the Currency, OCC Bulletin 96-48
Patrikis, Ernest T.,"A Central Bank View of Emerging Consumer Payment Systems", Conference On Making Electronic Commerce Work In Today's Financial Services Industry, Federal Reserve Bank of New York, New York, May 28, 1998
___________________, "Retail Banking Evolution and Risks", Remarks Prepared for The Bank of Japan, October 30, 1997
Pitofsky, Robert, Competition and Consumer Protection Concerns in the Brave New World of Electronic Money, Remark at the U.S. Treasury Conference on Electronic Money and Banking: The Role of Governemnt, in Washington, D.C., September 16, 1996
US Department of Treasury, An Introduction To Electronic Money Issues, Prepared for the US department of the Treasury Conference Toward Electronic Money and Banking: The Role of Government, September 19-20, 1996, Washington DC.
Vartanian, Thomas, Ledig, Rober, and Lynn Brumeau, 21st Century Money, Banking and Commerce, 1998, Fried, Frank, Shiver, and Jacobson
Wenniger, John and David Kaster, "The Electronic Purse," Current Issues in Economics and Finance, Federal Reserve Bank of New York, April 1995, 5-11

키워드

전자화폐,   미국,   유럽,   유럽의전자화폐,   미국의 전자화폐,   전자화폐최근동향