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Of course, the manufacturers who previously enjoyed exclusive representation are normally not enthralled by such changes. Through the use of exclusive reps or agents, these manufacturers had channels with low fixed costs and risk. In addition, their control over these exclusive reps was very high.
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and Barton A. Weitz (1986), "Make-or-Buy Decisions: Vertical Integration and Marketing Productivity," Sloan Management Review, Vol. 27(Spring), No. 3, pp. 3-19.
Anderson, Erin and Barton A. Weitz (1992), "The Use of Pledges to Build and Sustain Commitment in Distribution Channels, Journal of Market
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and Brokers of America, "2001 Market share numbers confirm positive trend for independent agents", Nov, 2002
Laureen Regan & Yu Ren Tzeng, "An empirical test of distribution system and ownership form choice for property liability insurance firms", Feb, 1998.
NAIC, Managing General Agents Model Act,
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of The Financial Services Modernization Act
2) Stateless of a financial service business
2. Change of financial industry environment
1) Aging of population
2) A development of a cyber market
Ⅲ. Change of the life insurance industry
1. Characteristic of the life insurance industry
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channels of distribution
5.Taxation is introduced on the product or service
Some features of SWOT Analysis:
oSWOT analysis distinguishes between where the organization is today, and where it could be in the future
oSWOT should always be specific.
oSWOT is applied in relation to competition i.e.
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